I know I am hopping in a little late here but I do have decent advice that comes from a former home theater installer who was a dealer, at one time, for both Harmony and Universal Remote.
Harmony:
Pro's
They are a product that a mortal with no knowledge of remotes can program
They handle toads well. A toad is a Toggle Off And on Device. One power button does both on and off. (Hard to set macros for)
They have good aesthetics, fit and finish is pleasant.
The coveted "Help" button. A favorite of the ladies. When not all devices receive the commands for the remote, like when someone presses a macro button them immediately sets the remote down not giving it a chance to send all commands from the "aimed" position, this button will walk though each step asking you if the device is on and in its correct setting.
Cons:
You will likely spend days on the phone with tech support if you are anal about how your remote works in comparison to the original. ie original remotes one can hold the down button and see the selections scroll by. With Harmony, at least at the time I was a dealer for them, would automatically insert pauses so it was like pressing the button each time a selection changed. If you use your interactive channel guide and are quick at it a Harmony will slow you down.
Harmony was my most warrantied product at almost 75 percent failure rate. They are made by logitech.
If you do not have internet forget about programming your remote.
All the infrared codes out there are owned by one or two companies, Universal remote being one of them Universal Electric (MyNevo) being the other. Harmony rents the ir code database or has such an agreement that will not allow them to give the codes to you in the form of a program you can keep on your computer. Many see this as bad.
Universal Remote:
Pro's:
Great tech support. Any early adopters out there can appreciate an efficient support system.
Perfect cloning of your existing remotes meaning that there are no pauses like with harmony. Any Harmony owner who I handed a Universal Remote
wanted one after pressing only a few buttons.
Both Harmony and Universal Remote offer RF expandability allowing one to put equipment behind cabinet doors or even in a different room.
Programming can be tricky www.remotecentral.com is the "installers lounge" for exchanging tips and tricks. With a little knowledge of your cable box and creativity anyone can nail one button press macro's and gain complete system control.
Cons:
Universal Remote, like Apple, is concerned with end user experience. They want everyone to experience their remotes to their potential. Thus they observe a closed system of distribution for their software. You need to be a dealer to get the means of programming.
Price. If you are looking at the top level touch screens then yes price is up there. The MX-850 Aeros is a great remote for the power user. Tactile buttons that you can feel will never replace the screen you have to look at in some peoples minds. Volume is hard to play with during a dark movie scene if its a touchscreen based remote.
(Breathe) That being said I would be willing to help anyone on the Aperion forums with their programming if they did decide that a Universal Remote was for them. I am not a current dealer but I do have the needed software to program a great deal of their product line. My MX-850 trumps any Harmony have ever used in terms of reliability, usability and responsiveness.
Daryl
CEDIA certified